The Financial Aid Office is dedicated to helping you navigate the Free Application for Federal Student Aid (FAFSA) process, as well as plan for your future. Most of our students receive some form of financial aid, ranging from various scholarship opportunities, federal work study, to need-based grants and loans.

PNCA awards over $18 million in scholarships every year, with 98 percent of students receiving institutional scholarships.

The Financial Aid Office will provide you with the information you need to make a sound financial decision while simultaneously supporting your investment in yourself and your work. Each student is sent an individualized award letter with a break-down of costs, awards, and next steps in order to help navigate the financial aid process and plan for their time at PNCA.

Undergraduate Programs Tuition

Tuition and Fees

Tuition and fees published below apply to BFA students enrolled for the 2020-2021 academic year, Fall and Spring semesters. There is no cost to apply to PNCA's undergraduate programs.


$40,750 per year, full time enrollment

Tuition 12 - 18 credits

$20,375 per semester

Tuition: 1 - 11 credits and 18.1+ credits

$1,700 per credit

Studio Rental

$450 per semester (Intermediate Painting & Senior Studio students only)

Late Registration fee

$250 per semester

Student Activity fee

$150 per semester full time students

$75 per semester part time students

Technology fee

$350 per semester 12-18 credits

PNCA Student Housing (ArtHouse)

Single (One person per room) $8,865 per semester / $17,730 per year

Double (Two people per room) $4,433 per semester / $8,866 per year

Security Deposit $300 (paid up front)

Application Screening Fee $35

Residence Life Program Fee $75 per semester

Renter’s Insurance $80 per semester / $160 per year

Health Insurance

$1,414.50 per semester (ESTIMATE)

Health Ins. Waiver

* Required of all students taking 6 or more credits who do not already have health insurance. This fee is waived upon proof of current health coverage. The health insurance fee waiver must be renewed each semester. Students taking less than 6 credits may purchase the College’s student health insurance if desired.

Financial Aid

Financial Aid Award Packages

There are many ways PNCA works with you to offset the costs of your education. A Financial Aid Award Package to help you meet the costs of your education might include the following. Read about the simple steps to take to apply for Financial Aid.

Pacific Northwest College of Art awards scholarships for entering Fall semester students who demonstrate potential to succeed in the BFA program. There are two types of available scholarships for new students: Juried and Admissions. Scholarships will be awarded to applicants who demonstrate outstanding creative abilities and scholarly achievement. Financial need is considered for some of the scholarships.

Admissions Scholarships for New Students

All students applying to PNCA’s BFA program for the Fall semester prior to January 31 are automatically considered for Admissions scholarships. Students applying after January 31 are considered until funds have been exhausted. The scholarships are available to both U.S. citizens and international students.

Competitive Juried Scholarships for New Students

All students applying to PNCA’s BFA program for the Fall semester prior to January 31 are automatically considered. The scholarships are available to both U.S. citizens and international students. (Students who have previously attended PNCA as an admitted BFA student are not eligible for these scholarships.)

  • The Ed Cauduro Scholarship is awarded to one student based on exceptional creative promise, academic strength and financial need. The $10,000 scholarship is reviewed for renewal each year.
  • The Nines Scholarship
  • William Randolph Hearst Scholarship
  • Thomas Deering Memorial Scholarship
  • Chase Cook Memorial Scholarship
  • Al Solheim Scholarship
  • Bill Fletcher Scholarship

Scholarships for Continuing Students

PNCA has 40 scholarships and prizes available to students who are currently enrolled in Bachelor of Fine Arts programs. Each scholarship has different application criteria and requirements. The Financial Aid office and the Academic Department Chairs distribute information regarding these PNCA Scholarships each spring.

  • Argyle Winery Scholarship
  • William Jamison Memorial Scholarship
  • Nancy Tonkin Memorial Scholarship
  • Hawthorne Hunt Memorial Scholarship
  • Helen Director Memorial Scholarship
  • Louis Bunce Memorial Scholarship
  • Charles H. Carey Award for Life Drawing
  • Charles Howard Voorhies Drawing Award
  • C.S. Price Award for Painting
  • Gamblin Paint Award
  • Ed & Sandy Martin Merit Sculpture Award
  • Manuel Izquierdo Scholarship
  • Vivian & Gordon Gilkey Printmaking Scholarship
  • Robert C. Lee Printmaking Scholarship
  • Scott Fuentes Printmaking Scholarship
  • Opan Filteau Photography Scholarship
  • Lloyd Reynolds Award for Graphic Design
  • David J. Thompson Memorial Scholarship
  • Interdisciplinary Artist Merit Scholarship
  • Jacob and Ruth Cole Kainen Scholarship
  • Rachael Griffin Memorial Scholarship
  • William H. Givler Outstanding Thesis Prize
  • Abraham & Anna C. Helman Thesis Award
  • Thesis Writing Award
  • PNCA Merit Scholarship

Private Scholarships

Private scholarships are a source of free money that can be found from a variety of resources. Companies, foundations, public organizations and other membership groups are the most common sources for private scholarships. You may use search websites specific to this purpose such as:

You may also search based on artistic or scholastic merit, nationality, religion, employment, physical attributes, disabilities, hobbies or any number of special characteristics about you and/or your family

Additional Supporters of PNCA Endowment Funds for Scholarships

  • Alumni & Friends Scholarship
  • Jane Chase Memorial Scholarship
  • Beth Fagan Memorial Scholarship
  • Everett B. & Jean Jacobberger Franks Scholarship
  • Ruth Elise Halvorsen Memorial Scholarship
  • Bernard & Gertrude Heims Scholarship
  • Lamb/Weston Endowed Scholarship
  • John Mosser Scholarship
  • Mary L. Peterson Memorial Scholarship
  • Agnes Prentis Memorial Scholarship
  • Anne K. & Lawrence C. Shaw Memorial Scholarship
  • Stephen Eberly Thompson Scholarship
  • Shanna C. Wheeler Memorial Scholarship
  • Holt C. Wilson Memorial Scholarship
  • Norman C. & Marian Zimmer Memorial Scholarship

Grant assistance is awarded on the basis of demonstrated financial need, so not every student will receive a grant. You do not have to work for a grant or repay it after you leave school; grants are commonly referred to as “gift aid”. They are distributed directly to your student account balance at PNCA at the beginning of each term.

Federal Pell Grant

The US Department of Education awards Federal Pell Grants to the neediest students, as judged by the information submitted on your Free Application for Federal Student Aid (FAFSA). Students who have already earned a bachelor’s degree or a professional degree (such as pharmacy or architecture) are not eligible to receive Federal Pell Grants. Every student who completes the FAFSA form is automatically considered for the Federal Pell Grant program. The maximum Pell Grant during the 2019-2020 school year is $6,195.

Federal Supplemental Educational Opportunity Grant (FSEOG)

The Federal Supplemental Educational Opportunity Grant (FSEOG) program was created to provide additional grant support to students with exceptional financial need. Exceptional need is measured by comparing the Expected Family Contribution (EFC) of all students attending the Pacific Northwest College of Art. Priority of funding is given to students who receive Federal Pell Grants. The US Department of Education distributes FSEOG funds to each college that participates in the program. Unlike the Federal Pell Grant program, FSEOG funds are often exhausted before the end of the school year. Interested students should be sure to submit their FAFSA applications as early as possible. FSEOG awards at PNCA are $1,000 per year, if eligible.

Oregon Opportunity Grant

The Oregon Opportunity Grant program was created by the Oregon State Legislature to help needy Oregon students to attend Oregon colleges. Oregon residents who attend the Pacific Northwest College of Art may be eligible to receive an Oregon Opportunity Grant. These grants are awarded on the basis of financial need, based upon the information provided on your FAFSA. Students who already have a bachelor’s degree are not eligible to receive an Oregon Opportunity Grant. More detailed information regarding the Oregon Opportunity Grant is posted on the Oregon Student Access Commission Homepage.

PNCA Grant

The PNCA Grant assists students who have remaining financial need after all applicable federal and state grants have been awarded.

Federal Direct Subsidized Stafford Loans

Federal Subsidized Stafford Loans are based on a student’s financial need and year in school. Eligibility is defined as follows:

  • Freshmen may borrow up to $3,500
  • Sophomores may borrow up to $4,500
  • Juniors and seniors may borrow up to $5,500

While a student is enrolled in school at least half-time no payments on the loan are due, and the federal government pays all accrued interest on the subsidized loans. Interest begins to accrue at the beginning of a student’s six-month grace period. Students must maintain “in-school” status to continue receiving loans and the interest subsidy from the federal government. In school status requires a student to maintain a minimum of half-time enrollment or 6 credit-hours.

The current interest rate for Federal Subsidized Stafford Loans borrowed between July 1, 2019, and June 30, 2020, is 4.53%. The current loan fee is 1.059% deducted from the principal at the time of disbursement. Loan fees are subject to change.

Federal Direct Unsubsidized Stafford Loans

Federal Unsubsidized Stafford Loans are available to students regardless of financial need.

Students who are dependent (as determined by the FAFSA application) are eligible to borrow up to $2,000 per year in the Federal Unsubsidized Stafford Loan Program.

Students who are independent (as determined by the FAFSA application) are eligible to borrow an amount of Federal Unsubsidized Stafford Loan per year, based on their year in school:

  • Freshmen and sophomores may borrow up to $6,000
  • Juniors and seniors may borrow up to $7,000

While a student is enrolled in school at least half-time no payments on the loan are due. Interest on the Unsubsidized Stafford Loan accrues while a student is attending school and through their six-month grace period. Borrowers are encouraged to pay accruing interest on these loan funds during enrollment. Unpaid interest is capitalized prior to the loan’s entering repayment.

The current interest rate for Federal Unsubsidized Stafford Loans borrowed between July 1, 2019, and June 30, 2020, is 4.53%. The current loan fee is 1.059% deducted from the principal at the time of disbursement. Loan fees are subject to change.

Federal Direct Parent PLUS Loan

Federal Parent PLUS Loan funds are available to the parents of dependent students to help meet the cost of attendance. Approval for the Parent Plus loan is contingent upon a credit check performed by the federal loan processor. A parent may borrow the PLUS Loan regardless of need up to the full cost of attendance minus any other financial aid. Parents may defer making payments on the PLUS Loan while the student is attending at least half-time (six credits).

The current interest rate for Federal Parent PLUS Loans borrowed between July 1, 2019, and June 30, 2020, is 7.08%. The current loan fee is 4.236% deducted from the principal at the time of disbursement. Loan fees are subject to change.

Federal Parent PLUS Loan Credit Criteria

Parent borrowers with adverse credit history are not eligible for the Federal Parent PLUS Loan without a credit qualifying endorser (co-signer).

A borrower is considered to have adverse credit history having one or more debts with a total combined outstanding balance greater than $2,085 that is 90 or more days delinquent as of the date of the credit report, or that have been placed in collection or charged off (written off) during the two years preceding the date of the credit report. A borrower is also considered to have adverse credit history, if during the five years preceding the date of the credit report, they have been subject to a default determination, bankruptcy, foreclosure, repossession, tax lien, wage garnishment, or write-off of any federal student aid debt.

Private Alternative Loans

A private student loan is a non-government loan specifically for students borrowed through a bank lender. You can borrow the remainder of tuition and fees, books and supplies, living expenses and transportation costs up to a yearly maximum amount. Private student loans do require credit approval, and many students need a cosigner to qualify.

Private (or alternative) student loans are loan funds that come from sources other than the federal government and are offered by some commercial lenders. Before you apply for a private student loan, you should explore all available federal student aid assistance by applying through the Free Application For Federal Student Aid (FAFSA). You may apply for federal student aid at www.fafsa.ed.gov. The terms and conditions of federal student loan programs may be more favorable than that of private education loans. Be aware that while some private loan programs offer benefits similar to federal student loans, they are not always the same.

You may review the current federal student loan interest rates, requirements and benefits here: https://studentaid.ed.gov/sa/types/loans/interest-rates. If you choose to borrow a private student loan, make sure you understand the interest rate, fees, deferment options and repayment terms for the loan program you select. If you need assistance in reviewing your federal aid options or have questions about private loans, please contact PNCA’s Financial Aid Office.

Additional requirements:

  • You can apply for private loan funding for the entire academic year (summer-fall-spring) with one application. Please plan accordingly so that you are not hurting your credit by applying multiple times throughout the year.
  • Most private loan programs require that you are attending at least half-time (6 credits) each semester that you receiving funding.
  • You must credit-qualify with your selected lender before receiving private loan funding. Many students will choose to apply with a credit-worthy cosigner to increase the likelihood of approval.
  • The amount you can apply for depends upon the other aid you have received or will receive for the current academic year. Please check with the Financial Aid Office to make sure the amount you wish to borrow is within acceptable limits.
  • Please borrow conservatively. College is expensive, but there may be alternatives to borrowing additional funds to meet your expenses. Make sure you are only borrowing private funding if it is absolutely necessary.

The following is an alphabetized list of lenders who have approved private loan funding for PNCA students in the past. PNCA is not affiliated with any of the lenders listed. The list below is not intended to be an exhaustive list of private student loan lenders; you may borrow from any lender that you prefer, regardless of whether it is listed below. PNCA’s Financial Aid Office is happy to work with all private loan lenders to help you secure the funding you need:

Citizen’s Bank

College Avenue Student Loans

Discover Private Student Loan

Oregon Community Credit Union

Sallie Mae Student Loans

Sallie Mae Parent Loan

Wells Fargo Collegiate Loan

Wells Fargo Student Loan for Parents

Read more about the differences between federal and private student loans here!

step by step

How to Apply for Financial Aid

  • 1

    Apply to PNCA

  • 2

    Complete the Free Application for Federal Student Aid (FAFSA). The Free Application for Federal Student Aid (FAFSA) is available online at www.fafsa.ed.gov. PNCA’s Title IV FAFSA code, required for the FAFSA, is 003207.

  • 3

    Receive PNCA Financial Award Package in the mail. After you submit your FAFSA, we get this package to you as soon as possible.


Payment of Tuition and Fees

Tuition and fees are due in full prior to the start of each semester. Deferred payments may be allowed on a case by case basis. New students have until 7 days prior to the first day of the semester to make or arrange payment. Balances must be paid in full on or before the last day of class during the semester for which tuition payments have been deferred. A service fee will be charged for any deferred payments.

Refund Schedule

Refunds are calculated on the following schedule for students who have officially withdrawn from PNCA:

Official withdrawal before the first week of classes: 100% of tuition refunded
Official withdrawal during: first week of classes 100% of tuition refunded
Second week of classes 100% of tuition refunded
Third week of classes 70% of tuition refunded
Fourth week of classes 60% of tuition refunded
Fifth week of classes 50% of tuition refunded
Sixth week of classes 40% of tuition refunded
Seventh week of classes 30% of tuition refunded
Eighth week of classes 20% of tuition refunded

No tuition refunds will be made for students officially withdrawing after the eighth week of classes, or for those students who unofficially withdraw (i.e. all F grades due to lack of attendance). Refunds apply to tuition only; fees are not refundable. Tuition and fees cannot transfer to another semester, nor will PNCA reduce tuition due to absence from class, regardless of reason. The Financial Aid Office calculates refund amounts for all students. PNCA follows the Return of Title IV Funds policy with regard to the return of federal (Title IV) student financial aid. Students should be aware that they may owe a balance to PNCA if they officially withdraw from school; the amount of that balance will be determined by the Financial Aid Office in accordance with the Refund Policy stated above and the Return of Title IV Funds policy as stated in the Higher Education Amendments of 1998. Additional information can be found in the student handbook or by request of the Financial Aid Office.

Get in touch

We are here to help you sort through the Financial Aid process. Please feel free to contact if you have any questions or need assistance. Our office is open M-F, 9am-5pm PST.

Office of Financial Aid
fax: 971.242.3865